When is the best time to start taking your Social Security Income? Many people say 62, but for most, that can reduce your total benefits by $50,000 to $180,000 or more over your lifetime! Integrity Estate Advisors has the most advance software to help calculate the hundreds of potential variables to tell you how to maximize your social security benefits.View More
Everyone has stuff; either a little or a lot. Making a plan in advance and naming whom you want to receive the things you own after you die is some of what estate planning is. However, good estate planning is much more than that.
Inheritance taxes, sometime called death taxes, are optional; if planned ahead of time. In most areas, there are rules that prohibit “death bed transfers.” Usually, if the transfer of wealth is planned and action is taken at least one year before death, you can significantly reduce or eliminate inheritance or death taxes.
AP is planning to protect assets from creditors, litigation, divorce, market downturns, nursing home spend down, faster spend down of assets in lower interest rate environments, etc. Proper Estate Planning should include some forms of AP.View More